InSoil Has Secured a €120M Senior Credit Facility
Edited by Adam Harrie — July 12, 2026 — Eco
This article was written with the assistance of AI.
References: insoil & eu-startups
Vilnius-based climate finance firm InSoil expanded its lending capacity after securing a €120 million senior secured credit facility, designed to scale mid-term debt financing for regenerative agriculture. The funding supports InSoil's work with agricultural SMEs, having already financed more than 3,500 businesses across Europe, with lending tailored to sustainable farming investments.
The facility will expand the company's ability to finance practices such as no-till cultivation, cover cropping, diversified crop rotation and reduced use of synthetic fertilisers. Backed by a guarantee from the European Investment Fund under the InvestEU programme, the financing also builds on InSoil's proprietary credit underwriting and soil carbon measurement capabilities.
For farmers, the facility improves access to capital for long-term regenerative transitions, reflecting growing institutional demand for climate-focused agricultural finance and investment in sustainable farming practices.
Image Credit: InSoil
The facility will expand the company's ability to finance practices such as no-till cultivation, cover cropping, diversified crop rotation and reduced use of synthetic fertilisers. Backed by a guarantee from the European Investment Fund under the InvestEU programme, the financing also builds on InSoil's proprietary credit underwriting and soil carbon measurement capabilities.
For farmers, the facility improves access to capital for long-term regenerative transitions, reflecting growing institutional demand for climate-focused agricultural finance and investment in sustainable farming practices.
Image Credit: InSoil
Financing regenerative farming: interest and barriers
Informs decisions on what coverage and tools to build around regenerative farming finance, including who’s in-market, willingness to use loans, and which farm investments need funding most.
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When was the last time you applied for a business loan or line of credit?
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If you ran a farm, would you take a loan to fund regenerative changes?
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If you could fund one farm upgrade, which would you choose?
Trend Themes
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Regenerative Farm Financing — Specialized credit facilities are reshaping agricultural lending by aligning farmer capital access with measurable soil health, lower-input production and long-term climate resilience.
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Soil Carbon Underwriting — Proprietary measurement tools are turning soil carbon performance into a financeable data layer for risk assessment, verification and sustainability-linked lending products.
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Climate-backed SME Credit — Institutional guarantees and public-private capital structures are expanding debt options for smaller agricultural businesses pursuing costly transitions to regenerative operations.
Industry Implications
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Agricultural Finance — Lenders are finding new market openings in tailored debt products that connect farm productivity investments with verified environmental outcomes.
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Sustainable Agriculture — Regenerative practices such as no-till cultivation, cover cropping and diversified rotations are creating demand for financing models that match longer transition timelines.
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Carbon Measurement Technology — Digital monitoring and soil analytics platforms are becoming critical infrastructure for validating climate claims and supporting investment decisions in agriculture.
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